Not A Scam


This is an Excellent program, one of those 1 in 1/2 a million that comes along. I was a little hesitant at first but as I was looking it over and playing with the set up it had already started making me money. within 10 hours I had made $245.00. Now as I write this report I am into the begining of the 3rd day and my profit is now $578.00. So it was worth every penny I paid for it. Now I pride myself in being and extreme Power user and programmer so setting this up and getting the money coming in quick probably went a lot faster for me then it would some people. although it is very easy to setup for the layman also. Just don't get discouraged if it takes a day or two more to get the money coming in for you, because beleive me, no matter how little you know, if you follow the instructions the money will come in with this system. If your still skeptical, and you have that right, then remember you have bought it through Clickbank. Clickbank is very Customer orientated and you will have no problem returning something you are not satisfied with. I have returned a fair amount of Software back to Clickbank after doing a review and I have never had a problem. Fill out a return form and simply state it was not as expected or it didn't do as you wanted and you will get a confirmation form and once that is returned your money will be refunded almost immediately, usually within 24 hours. NO QUESTIONS ASKED! And Clickbank gives you up to 8 weeks to return the product. So don't take my word for it. Buy it, try it, and if I am wrong simply return it for a full refund within 8 weeks. Like you I get tired of hearing the BS. the so called Guru's feed us about thier product. But your bound to get 1 out of 30 or 40 products that really does work and everyone misses out on it because of all the crap going around scares everyone off. well this is one of those 1 out of 30 or 40 that really works, so don't miss out, remember you can get a full refund up to 8 weeks later.


Not A Scam


Frequently Asked Advertising Questions: A Guide for Small Business


From the FTC - Federal Trade Commission for July 2011


To settle FTC charges, Beiersdorf, Inc., must stop claiming that people who regularly use its Nivea My Silhouette! skin cream can reduce their body size significantly. Beiersdorf marketed the cream in nationwide television ads, including one featuring a woman applying My Silhouette! cream to her stomach and thighs, and then fitting into an old pair of jeans. The company has agreed to pay $900,000 for refunds. Find the skinny on weight loss ads at FatFoe.

Ruling in favor of the FTC, a federal judge has ordered Real Wealth, Inc., and Lance Murkin, its owner, to pay $10.4 million – the amount people spent for the work-at-home and grant schemes the company sold. The defendants' direct mail campaign baited at least 100,000 people into buying products that supposedly would have allowed them to "collect up to $9,250" with a "simple 3 minute form," or "rake in up to $1,500+ per week" by learning "secrets" about the "$700 billion banking industry bailout." But few, if any, of the customers made the promised income with the defendants' products. The court also banned Real Wealth and Murkin from marketing or selling work-at-home or grant-related products and from helping others do so.


Three men who allegedly used their company to deceive more than 13,000 desperate homeowners have been ordered to pay nearly $19 million to provide refunds. According to the FTC, the trio behind First Universal Lending told homeowners that the company would negotiate with lenders to modify their mortgages to make them more affordable. They even encouraged the homeowners to stop making mortgage payments so the lenders would negotiate. But, the agency said, the defendants charged the homeowners up to $7,000 in advance fees and then did little or nothing to help them. The settlement order also bans the defendants from the mortgage relief services business. If you're having trouble making your mortgage payments, see


Teletrack, Inc., a company that sells credit reports to payday lenders, rent-to-own stores, and certain auto lenders, among other businesses, has agreed to pay $1.8 million to settle FTC charges that it violated the Fair Credit Reporting Act (FCRA). The FTC's complaint alleges that Teletrack created a database with information mined from its credit reporting business, and then sold the information to marketers looking to target potential customers. But a sales pitch isn't a "permissible purpose" under FCRA, said the FTC. Credit reports are supposed to help companies make decisions about whether to provide credit to their customers, and on what terms – not to serve as marketing tools.


Stopping Immigration Services Scams

immigrantsThe FTC has shut down a company for allegedly scamming immigrants. The agency claimed that the couple behind Loma International Business Group, Inc., lied about being authorized by the U.S. government to provide immigration services. This follows an earlier FTC action against Immigration Center, one of several companies allegedly masquerading as a U.S. government website, and tricking people into paying fees the company falsely claimed would cover processing fees charged by U.S. Citizenship and Immigration Services. Navigating U.S. immigration laws can be complex, and missing a deadline or choosing the wrong form can jeopardize a person's immigration status – or make it hard to remain in the U.S. legally. Immigrants with limited English language proficiency often are the target of scammers who call themselves "immigration consultants" or "notarios" or who falsely claim that they're attorneys. That's why the FTC is distributing education materials in English, Spanish, Chinese, and Korean, and rolling out six new radio public service messages in English, Spanish, and Mandarin Chinese about immigration scams.


Avoiding High Drug Prices

The FTC has approved a final order settling charges that Hikma Pharmaceuticals PLC's acquisition of certain Baxter Healthcare Corp. assets was anticompetitive. According to the FTC, Hikma Pharmaceuticals' $111.5 million purchase of rival Baxter Healthcare would likely have led to higher prices for two generic injectable drugs used to control seizures and treat allergies, nausea, pain, and anxiety. To settle the charges, Hikma has agreed to sell the two drugs – phenytoin and promethazine – to X-Gen Pharmaceuticals, a firm with 40 products and an active product development pipeline. The FTC agrees that X-Gen can replace the competition that would have been lost due to the merger.


"The real skinny on weight loss is that no cream is going to help you fit into your jeans. The tried and true formula for weight loss is diet and exercise."
— Jon Leibowitz, FTC Chairman



For Release: 07/14/2011

FTC Testifies on Protecting Consumers' Privacy

The Federal Trade Commission today told Congress that protecting consumers’ privacy – through law enforcement, education and policy initiatives – is a top priority at the agency.
In delivering Commission testimony before the House Committee on Energy and Commerce Subcommittees on Commerce, Manufacturing, and Trade, and Communications and Technology, Commissioner Edith Ramirez said, “Privacy has been an important part of the Commission’s consumer protection mission for 40 years. During this time, the Commission’s goal in the privacy arena has remained constant: to protect consumers’ personal information and ensure that they have the confidence to take advantage of the many benefits offered by the dynamic and ever-changing marketplace.”
The testimony notes that since 2001, the FTC’s law enforcement initiatives have resulted in more than 300 privacy-related actions, including 34 cases challenging the practices of companies that failed to adequately protect consumers’ personal information; more than 100 spam and spyware cases; and 16 cases for violation of the Children’s Online Privacy Protection Act. It also has brought 64 cases against companies for improperly calling consumers on the Do Not Call registry; and 86 cases against companies violating the Fair Credit Reporting Act.
In addition to law enforcement, the agency has distributed millions of copies of educational materials to consumers and businesses about privacy and security issues. As recently as last month, the FTC issued a new consumer education guide, “Understanding Mobile Apps: Questions and Answers.” “The FTC issued the guide to help consumers better understand the privacy and security implications of using mobile apps before downloading them,” the testimony states.
The testimony also describes the FTC’s role in shaping policy for consumer privacy, including the issuance of a staff preliminary privacy report late last year and a call for industry to develop tools to allow consumers to control how their activities are tracked when they surf the Internet.
“The Commission is committed to protecting consumers’ privacy and security – both online and offline. We look forward to continuing to work with Congress on these critical issues,” the testimony states.
The Commission vote to issue the testimony was 5-0, with Commissioner J. Thomas Rosch issuing a separate statement explaining his reservations about some of the proposals advanced in the staff’s preliminary privacy report, including the concept of Do Not Track.
The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 
1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics. Like the FTC on Facebook and follow us on Twitter.
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